SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

SCHEDULE 13D

Under the Securities Exchange Act of 1934

(Amendment No. 1)

(Name of Issuer)

(Title of Class of Securities)

(CUSIP Number)

(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)

(Date of Event which Requires Filing of this Statement)

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of §§240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box:  ¨

The information required on the remainder of this cover page shall not be deemed to be “filed” for the purpose of Section 18 of the Securities Exchange Act of 1934 (“Act”) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

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This Amendment No. 1 to Schedule 13D (the “Amendment”) is being filed on behalf of Neil W. Savage, Kern M. Davis and William W. Hood, III to amend the Schedule 13D (the “Schedule 13D”) which was originally filed on February 14, 2011 relating to the common stock, $0.0001 par value (the “Common Stock”) of United Insurance Holdings Corp. (the “Issuer”). All terms used and not otherwise defined in this Amendment shall have the meanings attributed to such terms in the Schedule 13D and any prior amendments. This Amendment is being filed pursuant to Rule 13d-2 of the General Rules and Regulations under the Securities and Exchange Act of 1934 as amended. Only those items reported in this Amendment are amended. All other items remain unchanged.

On or about September 28, 2011, the Reporting Persons acquired the following additional amounts of Common Stock of the Issuer: Mr. Savage - 10,000 shares; Mr. Davis - 16,000 shares and Mr. Hood - 47,394 shares. All consideration for purchase of the Issuer’s securities was through personal funds of each Reporting Person.

The Reporting Persons have been dissatisfied with, among other matters, the financial position and results of United’s operations and the price levels and liquidity of United’s common shares. To have greater influence and input into the business, direction and operations of United the Reporting Persons formed the group referenced in the Reporting Person’s Schedule 13Ds filed with the United States Securities and Exchange Commission on February 22, 2011. On or about September 28, 2011, the Reporting Persons acquired the following additional amounts of Common Stock of the Issuer: Mr. Savage - 10,000 shares; Mr. Davis - 16,000 shares and Mr. Hood - 47,394 shares.

Reporting Person Neil W. Savage sent correspondence, dated October 26, 2011, to the Chairman of the board of directors of the Issuer (the “Board of Directors”), a copy of which is attached hereto as Exhibit 99.1 and incorporated herein by reference, in which a request was made to add individuals to the Board.

The Reporting Persons intend to review their investment in the Issuer on a continuing basis and intend to engage in further communications with members of the Board of Directors, management of the Issuer and other representatives of the Issuer, other stockholders of the Issuer, knowledgeable industry or market observers or other persons, regarding the Issuer, including but not limited to the Issuer’s business, operations, assets, capitalization, financial condition, management, strategy and future plans and strategic alternatives that may be available to the Issuer. Such discussions may concern ideas or proposals that, if effected, may result in one or more of the events described in Item 4 of Schedule 13D, including but not limited to the acquisition or disposition by the Reporting Persons or other persons of shares of Common Stock, changes to the operating or other strategies of the Issuer, changes to the Issuer’s governing documents, revisions to the Issuer’s capitalization or dividend policy, extraordinary corporate transactions involving the Issuer, and/or further changes in the Board of Directors or management of the Issuer. Depending on various factors, including but not limited to the Issuer’s financial position and strategic direction, actions taken by the Board, price levels of shares of the Common Stock, other investment opportunities available to the Reporting Persons, market conditions and general economic and industry conditions, the Reporting Persons may take such actions with respect to their investments in the Issuer as they deem appropriate, including, without limitation, purchasing additional shares of the Common Stock or selling some or all of their beneficial or economic holdings, engaging in hedging or similar transactions with respect to the securities relating to the Issuer and/or otherwise changing their intention with respect to any and all matters referred to in Item 4 of Schedule 13D.

(a) Based on the Form 10-Q of the Issuer for the period ended June 30, 2011, there were 10,361,849 shares of Common Stock outstanding. In the aggregate, the Reporting Persons beneficially own 2,427,509 shares, including voting and disposition rights for 1,953,307 common shares pursuant to proxy rights, as described below. These shares present approximately 23.43% of the Issuer’s Common Stock outstanding as of June 30, 2011, as computed in accordance with Rule 13d-3(d) of the Exchange Act. See Item 5(b) below for beneficial ownership information regarding each person named in Item 2.

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(b) The following table sets forth for each Reporting Person the number of shares and applicable percentage of outstanding common shares as of June 30, 2011 as to which there is sole power to vote or direct to vote, shared power to vote or direct to vote, sole power to dispose or direct the disposition, or shared power to dispose or direct the disposition of the Issuer’s common stock:

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Each Reporting Person disclaims economic or pecuniary ownership of the shares underlying these proxies or the shares held by the other Reporting Persons. Each Reporting Person provided only information as to itself and did not independently verify the information contained in this Schedule 13D provided by any other Reporting Person.

(d) None.

(e) None

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SIGNATURE PAGE

After reasonable inquiry and to the best knowledge and belief of each of the undersigned, each of the undersigned certifies that the information set forth in this Schedule 13D with respect to such person is true, complete and correct.

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Exhibit 99.1

NEIL W. SAVAGE

333 3^rd Avenue North

St. Petersburg, Florida 33701

October 26, 2011

SENT VIA E-MAIL AND US MAIL

Gregory C. Branch

Chairman

United Insurance Holdings Corp

360 Central Avenue, Suite 900

St. Petersburg, Florida 33701

Greg:

I am writing at your request to follow up on our preliminary discussions regarding potential board representation.

After some deliberation, we have decided to formally request board representation. We believe one-third of the board seats would be appropriate under the circumstances. Based on the board’s current maximum size of nine members, we would request that Bruce Lucas, Nick Griffin, and Kern Davis be appointed as board members. As we understand that the board currently has seven members, one member would have to resign or not stand for re-election at the next board meeting in order to satisfy our request. Also, if the board size were to contract to six members, we would request that Bruce Lucas and Nick Griffin be appointed as board members. In addition, if the board size were to expand, we can identity an additional board member accordingly.

Finally, to the extent you need or require that we provide additional information regarding these matters (for instance, your most recent proxy statement suggests that certain information may be needed for certain director nominees), we are prepared to comply with any reasonable requirement.

I look forward to hearing from you.

Regards.

Exhibit 99.2

ADDENDUM TO IRREVOCABLE PROXY

OF UNITED INSURANCE HOLDINGS CORP.

To induce Neil W. Savage, William H. Hood, III, and Kern M. Davis (collectively “Proxy Holders” or individually “Proxy Holder”) to incur the expenses and devote time associated with filing a Schedule 13D in connection with beneficial ownership of United Insurance Holdings Corp., a Delaware corporation (“United”), the undersigned (“Shareholder”), a shareholder of United, made certain representations and granted a proxy to the Proxy Holders on or about February 14, 2011 for the shares of United that the Shareholder owned as of the date of such proxy (the “Original Proxy”).

On or about September 28, 2011, the Shareholder acquired              additional shares of United (the “Additional Shares”).

Pursuant to this Addendum to Irrevocable Proxy, the Shareholder hereby makes the Additional Shares subject to the proxy he granted on or about February 14, 2011 so that the Additional Shares are added to the “Shares” in the Original Proxy.

Except as expressly set forth herein, the Original Proxy shall not by implication or otherwise be supplemented or amended by virtue of this Addendum, but shall remain in full force and effect, as supplemented hereby. This Addendum and the unaltered portions of the Original Proxy constitute the entire agreement between the parties with respect to the subject matter of this Addendum and supersede all prior agreements and understanding, both oral and written, between the parties with respect to the subject matter of this Addendum. To the extent that there is a conflict between the terms and provisions of the Original Proxy and this Addendum, the terms and provisions of this Addendum shall govern for purposes of the subject matter of this Addendum only.

Exhibit 99.3

ADDENDUM TO IRREVOCABLE PROXY

OF UNITED INSURANCE HOLDINGS CORP.

To induce Neil W. Savage, William H. Hood, III, and Kern M. Davis (collectively “Proxy Holders” or individually “Proxy Holder”) to incur the expenses and devote time associated with filing a Schedule 13D in connection with beneficial ownership of United Insurance Holdings Corp., a Delaware corporation (“United”), the undersigned (“Shareholder”), a shareholder of United, made certain representations and granted a proxy to the Proxy Holders on or about February 14, 2011 for the shares of United that the Shareholder owned as of the date of such proxy (the “Original Proxy”).

The Shareholder has acquired 70,000 additional shares of United (the “Additional Shares”).

Pursuant to this Addendum to Irrevocable Proxy, the Shareholder hereby makes the Additional Shares subject to the proxy he granted on or about February 14, 2011 so that the Additional Shares are added to the “Shares” in the Original Proxy.

Except as expressly set forth herein, the Original Proxy shall not by implication or otherwise be supplemented or amended by virtue of this Addendum, but shall remain in full force and effect, as supplemented hereby. This Addendum and the unaltered portions of the Original Proxy constitute the entire agreement between the parties with respect to the subject matter of this Addendum and supersede all prior agreements and understanding, both oral and written, between the parties with respect to the subject matter of this Addendum. To the extent that there is a conflict between the terms and provisions of the Original Proxy and this Addendum, the terms and provisions of this Addendum shall govern for purposes of the subject matter of this Addendum only.

Exhibit 99.4

IRREVOCABLE PROXY

OF

UNITED INSURANCE HOLDINGS CORP.

To induce Neil W. Savage, William H. Hood, III, and Kern M. Davis (collectively “Proxy Holders” or individually “Proxy Holder”) to incur the expenses and devote time associated with filing a Schedule 13D in connection with beneficial ownership of United Insurance Holdings Corp., a Delaware corporation (“United”), the undersigned (“Shareholder”), a shareholder of United, makes the following representations and grants the following proxy:

1. Shareholder represents and warrants that as of the date hereof Shareholder beneficially owns 200,000 of the issued and outstanding shares of United common stock (“Shares”), all of which Shares are free and clear of all proxies and agreements to sell. Shareholder represents and warrants that Shareholder has the sole voting power with respect to the Shares. Evidence of shareholder’s beneficial ownership of the Shares is attached as Exhibit “A”.

2. Shareholder agrees that until the earlier of (i) the decision of the Proxy Holders to terminate the “Group” filing status of the Proxy Holders under Schedule 13D pursuant to the rules and regulations promulgated by the Securities and Exchange Commission (“SEC”) under the Securities Exchange Act of 1934, as amended, or (ii) three (3) years from the date of this irrevocable proxy, or such shorter period as may be required under applicable state law, (referred to as the “Termination Date”), Shareholder will not sell, transfer or dispose of, nor permit to be sold, or otherwise dispose of or transfer in any manner, either voluntarily or by operation of law, any Shares, and no subsequent proxy for the Shares will be granted or written consent will be executed by Shareholder without the consent of a majority of the Proxy Holders.

3. Shareholder hereby irrevocably (to the fullest extent provided by law) constitutes and appoints Neil W. Savage, and in his absence, either Kern M. Davis or William H. Hood, III, its proxy and power of attorney with full power of substitution and resubstitution for all Shares identified in paragraph one for which Shareholder has the right to vote, to vote on any matters at any meeting of shareholders of United or any adjournment thereof (or to execute a shareholder consent), exclusive only of a “Sale of Company Transaction”.

A “Sale of Company Transaction” is defined as:

(i) Any consolidation or merger of United in which United is not the continuing or surviving corporation or pursuant to which shares of the common stock of United would be converted into cash (other than cash attributable to dissenters’ rights), securities or other property, other than a consolidation or merger of United in which the holders of the common stock of United immediately prior to the consolidation or merger have approximately the same proportionate ownership of common stock of the surviving corporation immediately after the consolidation or merger; or

(ii) The shareholders of United approve a sale, transfer, liquidation or other disposition of all or substantially all of the assets of United.

4. The proxy granted hereby shall continue in effect until the Termination Date. Shareholder acknowledges and agrees that such proxy is coupled with an interest and is irrevocable (to the fullest extent provided by law) for the duration hereof. This proxy shall automatically terminate and be revoked and be of no further force and effect on and after the Termination Date.

5. Nothing contained in this Agreement shall be deemed to vest in Proxy Holders or their representatives any direct or indirect ownership or incidence of economic or pecuniary ownership with respect to any Shares. All rights, ownership, economic and pecuniary benefits of and relating to the Shares shall remain and belong to Shareholder. Shareholder shall be entitled to all dividends and distributions relating to the Shares.

6. Shareholder permits Proxy Holders to publish and disclose in Schedule 13D filings, Form 3 or 4 filings and any other disclosures or filings required by the SEC or by applicable law the existence of this proxy.

Dated October 25, 2011

Please sign exactly as your name appears on your United stock certificate.

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